Self-Funded In-House Financing
PLUS A BETTER TO USE NO CREDIT CHECK FINANCING
What legally defines a merchant who uses a self-funded, in-house financing program? Any merchant extending credit of any kind to one or more of their customers is this type of merchant, whether they realize it or not.
They may be running an in-house financing program using their own money, or they may simply be allowing a customer they’ve known for years to pay a few days late which constitutes extending financing. This is a really easy set of jurisdictions to fall into and it’s very dangerous to a business and to the merchant’s personal finances.
If you are running your own financing program and haven’t done your legal homework, then the legal points at the end of this page will be well worth your time. Without realizing it, these businesses have put themselves in a position to lose their business, and in most cases Read the rest of this entry »
No Credit Check Financing News -
WHAT’S HAPPENED TO CONSUMER FINANCING
…”retailers continue to feel the impact of their shrunken profits through the season.” – Wall Street Journal 2/16/2013
At the beginning of September, 2008, eFund Systems was a consumer financing brokerage working with 114 lenders and offering an average of 8 different programs per lender, giving us a portfolio of over 900 financial products and tools for our customer base.
All seemed well. Suddenly, the credit crunch impacted the economy with devastating short term results. Every single lender we had a relationship with, knew of, and could find all shut their doors.
They closed their offices, laid off their staffs (or reassigned them in the case of the banks), and universally announced that they would not reopen until Read the rest of this entry »
No Credit Check Financing News
Floyd Tapia and Associates | 314-334-0210
Article by Jon Floyd
Chiropractors sometimes do not realize the SOFT, hidden dollars of referrals. But let’s take a closer look at it’s dramatic affect to your bottom line. You will get more patients with less expense. But what is more important is that the quality of these new patients rises exponentially.
Take for example, a current patient that refers a friend, workmate or neighbor. These patients tend to be “nicer” exhibiting a higher trust factor. They in most cases may ask good questions as to the quality of treatments you can offer them but generally do not give you a hard time or cynically question every single recommendation you give them.
The relationship and referral spider web that this produces, already establishes you as the Read the rest of this entry »
PRESS RELEASE: September 5, 2012
St. Louis, Missouri
Floyd Tapia and Associates
(314) 334-0210 | (314) 660-0733
Why Strong Proprietary Marketing System Integrated With an In House Financing Program May Save Small Business Owners In 2012-2013
Where do business owners turn when their bank, credit union or finance company(s) won’t or cannot finance working clients whose credit scores are not over 680? The answer may be a pleasant financial surprise with a little marketing twist for you and thousands of small business owners.
Floyd Tapia and Associates, a St. Louis based company, may be your viable alternative to conventional financing with a side order of an unique proprietary marketing system. Floyd Tapia and Associates executive management team headed by Jon Floyd work closely with Read the rest of this entry »